Reclaim Bank Charges

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Avalon Solicitors can help claim charges imposed on your account by your Bank or Credit Card Company and we will ensure you get back what is rightfully yours. Some of the reasons why you may have had charges applied to your account are listed below:

• Unpaid cheque
• Unpaid Standing order
• Unpaid Direct Debit
• Going overdrawn
• Exceeding your overdraft or credit limit
• Paying a cheque, standing order or direct debit when there are insufficient funds

Banks can charge anything up to £45 for each of the above reasons, but by law any charges levied on to a customer's account must be proportional to the actual cost incurred by the bank. Some experts, including former bank employees, believe that the actual cost to the bank is between £2 and £4.50.

Banks have made billions of pounds by imposing these charges on their customers and we believe that all our clients are entitled to have them refunded. Indeed, these unfair charges are currently under investigation by the Office of Fair Trading and a high court judge has recently described the banks behaviour as "unreasonable".

If you have been the victim of any of the above charges, Avalon Solicitors can help. We will investigate the details of your claim and liaise with your bank to demand your charges are refunded.

• We will not be put off by Banks legal and financial jargon or the complicated and confusing paperwork that they use.
• We will keep you informed of the status of your claim throughout the process.
• We will calculate any offer that is made to ensure it is fair and challenge any that are too low.
• We work on a no win, no fee basis. If we are successful, we charge 25%+VAT of any award made. In the unlikely event that we are unsuccessful, you will not have to pay us a penny.

As we can claim for charges made up to 6 years ago, you may be entitled to hundreds or even thousands of pounds!!!

Call us today on 0800 050 1222 or fill in the form on-line.