Reclaiming bank charges faqs

What Bank Charges can Avalon Claim?

Any bank or credit card charges imposed in the last 6 years can be claimed so it is important you register your complaint as soon as possible.

On which type of accounts can Avalon reclaim my Bank Charges?

Any current account whether is it held in your name or in joint names. We can also claim on business accounts.

How much will I get back?

Obviously, this depends on the amount of charges you have paid in the last 6 years. However, banks have been making billions every year through these charges, so there is a chance we could recover hundreds or even thousands of pounds for you.

How long will it take to reclaim my Bank Charges?

This can vary depending on the bank but most cases are completed within 8-12 weeks. We will do our utmost to ensure that your claim is carried out efficiently and we will keep you informed at every stage of the claim.

Will reclaiming Back Charges cause me problems with my bank?

Some banks have been known to threaten to close a customer's bank account due to a bank charges claim. This is a rare occurrence but can happen. It is useful to have another bank account available should your first bank (or the bank you are claiming against) decide to close your account.

Will reclaiming Back Charges affect my credit rating?

Claiming back your bank charges will never affect your credit rating.